The University's property insurance only covers property that is owned by the University.  It is highly recommended that students insure their own personal property via their parent’s homeowner’s insurance or a renters/tenants insurance policy. 

If you plan to insure under your parent’s homeowner’s policy, it is important to confirm with their homeowner’s insurance carrier that student’s property (including computers and other electronics) will be fully covered for loss while housed outside of the family dwelling, and inquire about the deductible and coverage limits.

Student Personal Property and Insurance Information