Students walk near main entrance of law library on Gulfport campus.

Planning for Repayment

Stetson University College of Law encourages students to use the free Max Personal Finance Program service for unbiased borrowing and loan repayment guidance. The experts at AccessLex, a nonprofit organization, will help you understand your options. This is a free student loan helpline: 1-844-755-HELP.

Access Connex - A free student loan helpline

Stetson University College of Law helps our graduates navigate the repayment process. Please see the links below or contact the Office of Admissions and Student Financial Planning at or 727-562-7813 for assistance. Federal regulations require all borrowers to complete Federal Direct Stafford Loan Exit counseling before they graduate, withdraw, or drop below half-time enrollment. Federal Direct Loan Exit counseling will be completed online and in person prior to graduation. Students and alumni are encouraged to come in or call in for counseling and information on new programs or payment plans.

Important Information for Graduating Students

We recognize there is a lot of stress associated with graduating from law school, such as finals, Bar Exam preparation, and searching for a job. We aim to lessen financial aid-related stress and facilitate a smooth transition from in-school deferment to repayment. Loan repayment and other financial aid matters are important to understand in order to not feel overwhelmed.


  • Federal Student Aid Exit Counseling
    This is a Federal requirement for all graduating, withdrawn, or dropped students who have borrowed federal Stafford or Graduate PLUS loans while at Stetson University College of Law. It allows you to understand your rights and responsibilities as a borrower entering repayment. This takes approximately 20 minutes to complete and you will need your FAFSA ID to complete the session. To complete this requirement, please visit Federal Student Aid.

Highly Recommended:

  • Supplemental Exit Counseling
    AccessLex now has a series of videos and print guides where you can learn about about Loan Repayment.
  • Student Loan History Review
    Reviewing and understanding your student loan history is key when transitioning into loan repayment. The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. NSLDS provides a cumulative loan history of all your federal loans and includes contact information for your loan servicers.
    » Learn More About Accessing NSLDS

Additional Resources:

  • For free financial planning and resources, we encourage you to register for a MAX by AccessLex® account! AccessLex Institute is a non-profit organization with Accredited Financial Counselors (AFC®) who are ready to help you understand loan repayment options and other financial planning areas.
  • Bar Study Loan:There are private lenders that offer Bar Study Loans that are up to $15,000 that would help cover living expense costs for the time period from graduation until you take the bar. You would research these options on your own and we do not offer counseling on which loan or vendor is better. Please know that private loans cannot be consolidated with your Federal loans, giving you two loan payments in the future.
  • Loan Calculators
  • Repayment Plans

Public Service Loan Forgiveness

The Public Service Loan Forgiveness Program will forgive or cancel the remaining balance due on eligible Direct Loan Program loans after having made 120 payments on those loans under certain repayment plans while employed in certain public service jobs.

Department of Education Public Service Loan Forgiveness employment certification procedure and forms: