Professor speaks to law students in large classroom on Gulfport campus.

Types of Financial Aid


1. Federal Student Loans

There are two types of Federal Student Loans you can receive while attending Stetson Law. The first are Federal Direct Unsubsidized Stafford Loans which are Title IV-based federal loans. Federal Direct Unsubsidized Stafford Loans are available to eligible law students who apply for federal aid using the Free Application for Federal Student Aid (FAFSA). Students may qualify for up to $10,250 every semester. Borrowers receive a six-month grace period, following graduation or withdrawal, before repayment begins.

The second type of loan you could qualify for are Federal Direct Graduate PLUS Loans, which are credit-based loans under Title IV. A student may borrow up to the cost of attendance, minus the Unsubsidized Stafford Loan. There is no grace period on this loan; however, Direct Loans grants an automatic six-month deferment.

Important Information for Borrowers: » Read more about Interest Rates and Origination Fees  

Borrowers are obligated to complete Master Promissory Note(s) before loans will be disbursed to their student accounts.

Note: In some circumstances, the inability to borrow Graduate PLUS loans due to negative credit will affect your ability to finance your legal education. The law school doesn't have the resources to lend money to students who cannot obtain Graduate Plus loans. Please review your credit report to correct any errors or make plans to get caught up on delinquent accounts. You may also wish to secure a cosigner or co-endorser for this loan.

Loan Terms, Sample Repayment Schedule and Repayment Obligations

Federal student loans must be repaid. Students should read about the loan terms and conditions, repayment options and obligations associated with borrowing federal or any other type of loan. The Federal Student Aid sites have the best information for student borrowers:

Entrance Counseling for Student Borrowers

  • Entrance Counseling: All first-time borrowers at Stetson Law must complete online entrance interviews regarding their rights and responsibilities as Federal Direct Loan borrowers. NOTE: Federal regulations further require all borrowers to complete Federal Direct Stafford Loan Exit Counseling before they graduate, withdraw, or drop below half-time enrollment. Federal Direct Loan Exit counseling will be completed online prior to graduation. Students will be notified when it is time to complete Exit Counseling.

Student Rights and Responsibilities/Terms and Conditions of Receiving Aid

Distribution of Disbursement

The Student Financial Planning team disburses aid to student accounts no sooner than 10 days prior to the start of each semester as allowed under federal law. Aid may only be disbursed if the student meets enrollment criteria, has completed all required steps for receiving aid, including but not limited to Entrance Counseling, Master Promissory Note(s), and accepted Terms and Conditions of Receiving Aid, and is meeting Satisfactory Academic Progress. Once aid has disbursed, Student Financial Planning notifies students that they have received a disbursement and that the student may request to cancel or return all or part of their aid.

Disbursed aid will first be used to pay current semester charges. Only with written authorization will the College of Law apply aid to other educationally related charges incurred by the student, such as bookstore or copy account charges. The College of Law will pay a credit balance to students by issuing a check or direct deposit. Checks are available in the Business Office the first business day of classes (direct deposits will post beginning the first business day of classes) and twice weekly thereafter.

2. Scholarships

A variety of financial aid options are available, including a range of scholarships. Stetson awards multi-year scholarships to selected entering law students. All admitted students are considered for scholarships; no special application is needed.

Scholarships are awarded based on academic excellence, a range of personal accomplishments and experiences, and the ability to further the mission of the College of Law. Applicants who wish for their unique circumstances and backgrounds to be considered should include an addendum with their application.

For a list of all the scholarships that Stetson University College of Law offers please visit our Stetson Scholarships, Graduation Awards, Fellowships and Assistantships page. For a list of outside scholarships you might qualify for, please visit our Scholarships - Outside Opportunities page.

3. Federal Work Study

The Federal government supplies a limited amount of Federal Work Study (FWS) funds to schools to award to students with exceptional need as determined by the Free Application for Federal Student Aid (FAFSA). Eligible students who complete the FAFSA and have demonstrated financial need may be awarded FWS as part of their financial aid package. Please review Stetson's FWS Policy for more information. Full-time students have work schedule limitations. Please review the policy governing work schedule.

4. Other

There are other ways to fund your law school education apart from scholarships or loans. You can also fund your education through a 529 plan or Bright Futures.