Stetson University

Campus Life and Student Success

Student Insurance

As with most colleges, all students enrolled at Stetson University are expected to have adequate health insurance to cover them while attending the university. In an effort to make affordable coverage available to those who may not have any insurance, as well as to those who have limited insurance, a campus student accident and sickness health plan has been developed to provide quality health care to Stetson students at a reasonable cost.

Stetson University will not automatically enroll students in the student insurance plan. Students must submit an insurance enrollment form and payment to the insurance agent in order to be enrolled in the plan.

» Important information on the Affordable Care Act for students

International Students

Per the Cultural Exchange Act and university policy, international students are required to have medical insurance, and need to obtain a plan that will provide adequate coverage for them in the Stetson University/Central Florida area. If you are an international student and will not have medical coverage when you come to Stetson University, you must enroll in the student insurance plan unless you obtain a similar plan by the start of the semester. Please contact WORLD: International Learning for more information by calling 386-822-8165 or emailing world@stetson.edu.

Other students who do not yet have medical insurance coverage are strongly encouraged to enroll in the student insurance plan or should obtain a similar plan of their choosing by start of the semester.

Enrolling in the Student Plan

Please go to http://www.firststudent.com and choose "Stetson University - DeLand/Celebration Campus" from the drop-down menu at the top of the page to enroll in the student insurance plan, review the flyer, look up in-network medical providers and obtain other important information.

The enrollment grace period ends at midnight on Aug. 25, 2014. Students will not be able to enroll in this plan after that date and time unless they have a qualifying event.

If you have any questions about the student insurance plan or need information on "qualifying events," please call First Student Customer Service at 800-505-4160 or go to their website; qualifying events are explained under the "Enroll Now" tab.

Summary of 2014-2015 Student Insurance Plan

General Summary

  • Insurance Company: United HealthCare Student Resources
  • Policy number: 2014-200433-01
  • Insurance Agent: First Student, Inc. - Phone: 800-505-4160 (contact for questions about the student plan)

Policy Dates and Costs

Annual Plan

  • Coverage Dates: August 12, 2014 to August 11, 2015
  • Cost: $2,294 for annual plan providing coverage dates above
  • The enrollment grace period ends at midnight on Aug. 25, 2014.

Fall Semester-only Plan

  • Coverage Dates: August 12, 2014 thru January 7, 2015
  • Cost: $937.00
  • The enrollment grace period ends at midnight on Aug. 25, 2014.

If you choose the fall-only option and will continue as a student at Stetson University in the spring semester, you will need to enroll in the spring/summer plan in January 2015 in order to continue your student plan coverage throughout the remainder of the academic year).

Spring/Summer-only Plan

  • Coverage Dates: January 8, 2015 to August 11, 2015
  • Cost: $1,357.00
  • The enrollment grace period ends at midnight on Jan. 21, 2015.

Summary of Benefits

  • PPO Accident and Sickness Health Plan Coverage Limit: No overall max limit
  • Annual Deductible: $150 In-Network/$400 Out-of-Network
  • Coinsurance Coverage: 80 percent In-Network/60 percent Out-of-Network
  • No exclusions on pre-existing health issues (effective plan start date: Aug. 12, 2014)
  • In addition to the usual inpatient/outpatient coverage and emergency treatment, the plan includes:
    • Prescriptions (Rx Co-pay: $15 Generic/$40 Brand)
    • Xray and lab costs (per policy)
    • Preventive care (per policy)
    • Psychotherapy and alcoholism/drug abuse
    • While traveling abroad, the plan also includes:
      • Emergency medical evacuation
      • Family emergency travel
      • Repatriation and return of mortal remains
    • Accidental death and dismemberment

Plan Cost and Benefits

The summary of benefits and costs above is a basic summarization. The benefits and costs shown in the actual policy and certificate of coverage on the First Student website shall be prevailing should there be any conflicting information.

Student Health Service requires that all students complete a Health History Form. For questions regarding the health history form or the immunization form, please contact Student Health Service at 386-822-8150.

Payment Options

Your enrollment form and premium payment must be received by midnight on Aug. 25, 2014 in order to be covered by the Student Insurance Plan for the 2014-2015 annual coverage or the 2014 fall semester-only coverage.

Students will not be able to enroll for coverage after the enrollment grace period date above unless there is a qualifying event. Please contact First Student regarding definitions of a qualifying event at 800-505-4160 or go to their website; qualifying events are explained under the "Enroll Now" tab.

  1. Pay via the online enrollment form with a credit card/debit card or e-check at the First Student website. Enrollment must be completed by midnight on Aug. 25, 2014.
  2. Pay by check or money order by downloading a hard copy of the enrollment form at the First Student website and mailing it in with your payment to the insurance agent (the mailing address is on the enrollment form). The agent must receive your enrollment form and payment by midnight on Aug. 25, 2014.

Additional Information

Collegiate Assistance 24-Hour Nurse Line: 877-643-5130 (toll-free)

  • Nurse Line - Talk with a registered nurse about your health at any time.
  • Student Assistance Plan - Talk with a master-level, licensed behavior specialist about your needs at any time.

Student Personal Property Insurance Coverage

  • Reasonable coverage just for college students.
  • Includes accidental damage, theft, hurricane, flood, fire, lightning surge, etc.
  • Student Plan is primary over parents' homeowners insurance, which often have high deductibles.
  • Protect your computer, cell phone and other electronics and valuables for as little as $100 for a year's coverage and deductibles as low as $25.
  • Coverage is available to students living on-campus and off-campus.
  • Coverage applies while gone on breaks and traveling abroad.
  • Coverage extends to bikes, jewelry and musical instruments up to $2,000.

For more information and to sign up, please see the CSI Student Property Insurance website. Choose Florida and Stetson University/DeLand.

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