Health Insurance
Employees may select from four types of health plans to best meet their individual and family needs.

What is BlueCare (HMO) HMO High & HMO Low

What is Blue Choice (PPO) PPO High & PPO Low

Life Insurance
StetsonUniversity sponsors a Group Term Life Insurance Plan and Accidental Death & Dismemberment Policy for full-time employees. The Insurance is at no cost to the employee and is provided in an amount equal to an employee’s gross base annual salary rounded up to the nearest $1,000 increment. The minimum policy equals $20,000 and the maximum policy equals $50,000.

Supplemental Insurance
Employees also have the option to purchase additional voluntary and dependent term life insurance through the same provider. All full-time employees are eligible to participate in this plan. The employee is responsible for 100 percent of this optional premium. The voluntary life insurance must be purchased in increments of $10,000 up to five times annual base salary up to a maximum of $350,000, whichever is lower.

Reimbursement Accounts
Flexible spending accounts (FSAs) help you save money by allowing you to set aside part of your salary on a pre-tax basis to pay for health care and/or day care expenses. Pre-tax means the money is deducted from your paycheck before taxes are calculated. As a result, you never pay taxes on this money, which saves you money on taxes today. It also lowers your taxable income, which means you pay less in taxes at the end of the year.